Why Choose us?


1)  We are an independent brokerage without any ties to a particular company or one insurance provider. So, we operate without any pressure to sell one company’s product. We represent you THE CUSTOMER rather than an insurance company. For example, a Bank or a captive agency can only quote with one market, where as we as a broker deal with many established and top rated insurers. 

2) We offer THE CHOICE meaning that we shop the market based on your risk profile, negotiate the best terms possible and provide you with different options to choose from, thus offering alternatives to choose from. For example, a simple Home Insurance policy could involve lot of different levels of coverage. An insurer may only offer limited sewer back up coverage, but we would try to get you the most amount of coverage you can buy. Thus giving you THE CHOICE.

3) Each client has individual needs. A retail store risk is different than the manufacturing risk. A condo owner has different insurance need than the multi- million dollar mansions. A passenger vehicle has different risk profile than the Trucker cruising down the highway. We pay close attention to each risk profile, assess different coverage required and offer the best possible solution based on individual needs.

4) You are definitely not another policy number to us. We pay close attention in cultivating relationships with our clients by offering the best advice, service and providing personal attention to all your insurance needs. That`s why our main source of business is referral from existing clients. We have grown and prospered by paying personal attention to our customers.

5)  We offer the convenience of ONE STOP SHOP by offering all kinds of insurance and financial planning services. Multi Risk offers the best rates for your Auto, Home, Condo and Business Insurance needs as well as offer financial planning needs like Life, Disability, Critical Illness, Retirement planning and education planning for the kids.  For example, for a contractor, we would not only offer liability coverage but also take care of commercial auto, Tools used in the business, any surety bond requirements, disability and health benefits for the owner and employee as well.  A family would need not only Auto and home insurance but life insurance, disability insurance, critical illness insurance to protect any unforeseen events. Multi Risk has a licensed and professional team of brokers to take care of your all insurance and financial planning needs.   

6) We are a local brokerage based in Greater Toronto Area and we provide insurance and financial planning services in Brampton, Mississauga, Oakville, Vaughan, Woodbridge,  Markham, Richmond Hill,North York and Toronto as well as Ajax, Pickering and Oshawa and all over Ontario.